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Home Protection Plans

By: Mike Thomas

Knowing that your appliances and systems are covered even in emergencies is a feeling that’s priceless.

A home protection plan is a one-year service contract that can be renewed upon the expiration of the contract. And, while they can seem an untenable expense in volatile economic times, having home repair resources at your disposal may actually end up saving you money, time and emotional stress. After learning about the prime advantages of home protection plans homeowners are compelled to start realizing the value of “a penny saved.”

The right plan can save you huge amounts of time, money and stress.

How do the Plans Work?

  • Call your provider if a system or appliance fails to work
  • Your warranty provider will send a certified contractor to your home
  • An appointment is made with you and the contractor
  • The contractor repairs the appliance or, if irreparable, recommends a replacement
  • Your provider will have replacement delivered to you at no additional cost
  • You pay a small trade fee (typically $100.00 or less)

Providers of home warranty services will offer plans that cover most of the appliances and systems found in a home. These will range from faucets, air conditioners, dryers, dishwashers, electrical, refrigerators and more. Always ask what appliances and systems are covered with your provider of choice.

Fact: Replacing appliances such as refrigerators can cost thousands.

In making a decision regarding the purchase of home warranty services, research the benefits offered by various providers. Some company's plans are more comprehensive than others. The quality of the company's customer service is another consideration. American Home Shield, a leader in the home protection plan industry, has earned praise as one of the most reliable providers in the field. Learn how you may benefit from the services of American Home Shield by exploring the comprehensive plan options that are available. 

  

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†Average repair and replacement costs as reported in a nationwide survey: A Study of Homeowners Appliance and Home System Service Experiences Decision Analyst (2011) and reprinted with their written permission.

Home protection plans are subject to exclusions and limitations including repairs or replacements of covered home system components and appliances. See contract for details.