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Compare Top Home Warranty Companies

By: Mike Thomas

With several home warranty companies offering so many choices in home warranty, how do you decide which will provide the right amount of warranty for your home’s systems and appliances?

Picking the right home warranty package can be a daunting task. There are many home warranty companies on the market vying for business, all with different types of plans. However, there are a few home protection companies that have distinguished themselves from the pack through hard-won reputations for fantastic customer service.

American Home Shield

American Home Shield, or AHS, has been creating home protection plans for individuals and families since 1971. The company today has over 1 million employees and more than 10,000 independent contractors for home service. They serve warranties in 49 states and perform services in tandem with other known brands such as Terminix and TruGreen under the ServiceMaster Company umbrella.

AHS responds to more than 3 million customer service requests per year and works around the clock to provide service when it is most needed.

Old Republic Home Protection

As perhaps the most comprehensive set of warranty plans on the market, Old Republic Home Protection has been expanding residential coverage since 1974. Since 1995, the Republic has expanded beyond its local roots in California to service the entire nation. The company is currently the third largest company for home warranties in the United States.

Like AHS, Old Republic also offers 24-hour, seven-day-a-week service. They protect the basic appliances of all real estate as well as many luxury items such as bathtub whirlpools, central vacuuming systems as well as spa equipment.

The First American Home Warranty Company

The First American Home Warranty Company has over a quarter century in specialized home warranty experience and is a member of the First American Financial Corporation umbrella for banking and insurance. Spending over $100 million per year in order to honor customer service agreements has earned First American a place among the most revered residential protection companies in the United States.

The company began in 1984 and expanded to include multiple states soon after that on the strength of its local reputation. Many groundbreaking clauses that were included in those first policies continue to be included in home warranty plans today. For instance, the company is one of the few who never include an "obsolete parts" clause into its agreements. This makes First American one of the best companies on the market when it comes to covering antique housing, old family real estate, vacation homes that are not used often as well as historical buildings.

  

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†Average repair and replacement costs as reported in a nationwide survey: A Study of Homeowners Appliance and Home System Service Experiences Decision Analyst (2011) and reprinted with their written permission.

Home protection plans are subject to exclusions and limitations including repairs or replacements of covered home system components and appliances. See contract for details.