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Home Appliance Insurance- Plans & Protection

By: Mike Thomas

Few things are as stressful as finding money to repair or replace a broken appliance. And, depending on the appliance and the nature of the problem, your out-of-pocket costs could be in excess of a few thousand dollars. When the unexpected occurs you can be stress-free if you have coverage with home appliance insurance.

What Does a Home Appliance Warranty Cover?

Repairs for Normal Use

Your appliance insurance is designed to cover repairs that are needed because of everyday wear and tear. After all, even the best appliances experience mechanical and electrical problems from time to time. Instead of buying replacements or paying a repair technician huge amounts of money to fix it, why not pay for home appliance insurance instead?

Parts and Labor

Home appliance insurance typically covers parts and labor, but make sure to read the fine print before purchasing a policy. Most people prefer to have a fixed monthly amount to pay instead of random, potentially very expensive repair bills.

In-Home Service

Most home appliance insurance plans include in-home service, which is a convenience for homeowners. This eliminates the hassle of making arrangements to haul a refrigerator, microwave or other appliance to a local repair shop. The technicians come to you instead. You just need to call to schedule the service, and everything else should be handled for you.

No or Small Deductibles

If costs aren’t rolled into the price of the premium it is usually a small amount and will vary by provider. Benefit by finding a comprehensive plan that covers your major systems and appliances while keeping premiums at a minimum.

American Home Shield, since 1971, has helped over 1 million find the appliance warranty insurance best suited for their household needs. With a track record like that, it's easy to see why they are leaders in the industry. Browse their offerings by calling and asking about the plan that's right for you today.


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†Average repair and replacement costs as reported in a nationwide survey: A Study of Homeowners Appliance and Home System Service Experiences Decision Analyst (2011) and reprinted with their written permission.

Home protection plans are subject to exclusions and limitations including repairs or replacements of covered home system components and appliances. See contract for details.