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Home Warranty Prices & Plans Tailored to Your Needs

By: Mike Thomas

When a home appliance or major system fails, the benefits you reap from having a home warranty plan are priceless. Home warranty prices vary from provider but plans are available to match any budget and coverage needs.

Use the following guide to help you choose.

Cost of Home Warranty Depends on a number of Factors

One thing that will affect the home warranty cost is the size of the home in question. This is especially so because larger homes may have more appliances and larger heating systems. If you have a relatively small home, your home warranty will probably cost less in comparison. Even if your home is large, the money you'll save with a home warranty should more than make up for the extra expense.

Expect Varying Levels of Coverage

Traditionally home warranty prices will vary from $200-$450, depending on the coverage you select.

Home warranty prices are also heavily influenced by the level of coverage that you choose. There are usually two options. Basic coverage typically includes appliances that are built into a home. Examples include heating systems, dishwashers and water heaters. Electrical wiring and plumbing systems are usually covered too. You can often go a step up and get a home warranty plan that covers freestanding appliances and household items as well. Examples include dryers, dishwashers and even swimming pools. The key here is flexibility. The best home warranty plans give you plenty of options.

Weighing the Benefits

The cost of home warranty may make more sense when you consider how much it would cost to replace many appliances. When you compare the annual fee that you'll pay to enjoy this coverage against the price of a new fridge or other major appliance, it makes perfect sense to sign up for home warranty coverage. Ensure that you get the best home warranty cost by doing your homework, and then buy the plan that's right for you.    



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†Average repair and replacement costs as reported in a nationwide survey: A Study of Homeowners Appliance and Home System Service Experiences Decision Analyst (2011) and reprinted with their written permission.

Home protection plans are subject to exclusions and limitations including repairs or replacements of covered home system components and appliances. See contract for details.